For Customers Who Purchased Prior to April 1, 2025
Part A: Trip Cancellation Waiver
| Part A: Benefits Before You Travel | Maximum |
|---|---|
| Trip Cancellation Waiver (including pre-existing medical conditions) | 100% of Trip Cost |
Part A: Trip Cancellation Waiver
Maximum: Trip cost
If your trip is canceled, your travel investment is protected
If you have to cancel your trip, even up to the day of departure, you'll retain the full value of your trip, including your deposit. You will be reimbursed in cash for certain "Specified Reasons," as detailed in the Plan Documents and for any reason other than a "Specified Reason," you can receive a travel voucher for a new reservation from Grand Circle for the penalty amount.
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- Sickness, injury, or death of traveler, traveling companion, or family member
- Quarantine, jury duty, court order to appear as witness for traveler or traveling companion
- Traveler or traveling companion’s place of employment damaged due to natural disaster, requiring traveler or traveling companion to remain at work
- Documented theft of passport or visa
- Job transfer
- Documented traffic accident causing missed trip departure
- Organized labor strike, bad weather, or mechanical breakdown of aircraft for 12 hours or more
- Shutdown of airport or air traffic control system which prevents traveler from departing
- Emergency military duty resulting from natural disaster for traveler or travel companion
- Previously granted military leave revoked for traveler or traveling companion
- Job termination or layoff with employer
Pre-existing condition? You can be covered
You can enjoy Travel Protection Plan coverage, even if you have a pre-existing medical condition. If we receive payment for your Travel Protection Plan within 14 days of your initial deposit/payment for your trip your pre-existing medical condition would qualify for cash reimbursement provided you are not already disabled from travel at the time you purchase the Travel Protection Plan; purchase after 14 days and receive a voucher.
Part B: Travel Benefits
| Part B: Travel Benefits | Maximum |
|---|---|
| Accident & Sickness Medical Expense (Primary) | $50,000 |
| Dental Expense Sublimit | $750 |
| Medical Evacuation & Repatriation of Remains | $500,000 |
| Trip Interruption | Up to 150% of trip cost |
| Trip Delay | Up to $1,500 |
| Missed Connection | Up to $1,500 |
| Baggage Delay | $250 per day, up to $1,000 |
| Baggage & Personal Effects | Up to $3,000 |
Part B: Travel Benefits
Trip Interruption
Maximum: Up to 150% of trip costs
If you must interrupt your trip or return home early for a covered unforseen reason, the plan pays up to 150% of the non-refundable trip cost for your unused land or water travel arrangements, less any refund, plus the additional transportation cost to return home or rejoin your trip.
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- Death of Insured
- Death of Family Member
- Death of Traveling Companion
- Destination Uninhabitable
- Hijacking
- Home Uninhabitable
- Illness of Insured
- Injury of Family Member
- Injury of Traveling Companion
- Involved in Traffic Accident
- Legal Proceeding
- Mandatory Evacuation
- Military Obligations
- Quarantine*
This is a summary of select covered reasons. Additional covered reasons apply and additional terms apply to these as described in the plan.
*Quarantined means you are forced into isolation by a recognized government authority, their authorized deputies, medical examiners or physician to prevent the spread of the disease due to you either having, or being suspected of having, a contagious disease, infection or contamination. An embargo preventing you from entering a country is not a quarantine.
Accident & Sickness Medical Expense
Maximum: $50,000
This primary coverage provides reimbursement for expenses incurred during your trip due to covered medical or dental emergencies.
Dental Expense Sublimit
Maximum: $750
This primary coverage provides reimbursement for expenses incurred during your trip due to covered dental emergencies.
Medical Evacuation & Repatriation of Remains
Maximum: $500,000
This reimburses transportation expenses incurred to transport you to the nearest medical facility where treatment is available if you incur a sickness or injury that is acute, severe or life threatening during your trip. The benefit can also cover expenses to return you home following an emergency medical evacuation or a covered injury or sickness. This benefit is primary.
Trip Delay
Maximum: $300 per day, up to $1,500
Assists with Reasonable Expenses (meals, lodging, additional transportation) incurred when you are delayed 12 consecutive hours or more while en route to or from or during the course of your trip for a covered reason.
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- Travel Carrier delay
- Strike
- Quarantine*
- Natural Disaster
- Roads Closed or impassable due to severe weather
- Lost or stolen travel documents
- Hijacking
- Civil Disorder
This is a summary of select covered reasons. Additional covered reasons apply and additional terms apply to these as described in the plan.
*Quarantined means you are forced into isolation by a recognized government authority, their authorized deputies, medical examiners or physician to prevent the spread of the disease due to you either having, or being suspected of having, a contagious disease, infection or contamination. An embargo preventing you from entering a country is not a quarantine.
Baggage Delay
Maximum: $250 per day, up to $1,000
Reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 24 hours or more.
Baggage & Personal Effects
Maximum: Up to $3,000
Provides reimbursement when your baggage or personal belongings are damaged, destroyed, lost or stolen during your trip.
24 Hour Accidental Death & Dismemberment
Provides a benefit for loss of life, limb, or sight resulting from an injury occurring during your trip.
Free Look Period
If you are not satisfied for any reason, you may cancel this plan within 10 days from the date of purchase. We will refund you the plan cost provided there has been no incurred loss, you have not departed on your trip and have not filed a claim under this plan. Some states allow a longer period or provide different terms for refunds. See the full terms and conditions of your plan for details.
Part A: non-insurance Cancellation Fee Waiver provided by Grand Circle and serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand.
Part B: Travel Benefits consists of Travel Insurance provided by United States Fire Insurance Company and serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand, as well as non-insurance Travel Assistance Services provided by Generali Global Assistance and FootprintID.
View Plan Documents, Consumer Notices and Marketing Disclosures: *The price of the Travel Protection Plan includes the plan premium and a fee for non-insurance assistance services. Learn more.
Most travel insurance benefits in the plan are subject to an excess insurance limitation.
